Credit Analysis Certificate
What is a Credit Analysis Certificate?
The Credit Analysis Certificate program at UNT Dallas is a stand-alone certificate program that teaches the foundational knowledge and skills needed for careers in the banking industry, especially in commercial banking.
The program is highly recommended for finance students or retail banking professionals who aspire to advance their careers or transition to commercial banking. The program is also designed for commercial lenders seeking continual education on credit analysis and loan transactions. The program was developed with career mobility in mind.
Texas Capital Bank Grant
Five students per year may have the cost of their tuition and books covered for the certificate's four core courses (see requirements below.)
Interested students should contact Professor Warren Nagumo at Warren.Nagumo@UNTDallas.edu to fill out an application.
Eligibility Requirements
- Must be an undergraduate business student
- Must have a minimum cumulative GPA of 3.00
- Must have declared a finance major
- Must have taken FINA 3770 and score a minimum B.
- Must commit to complete the program within three years from the first semester of enrollment in the program.
- Students already enrolled in the Credit Analysis classes may be given preference over students not yet enrolled.
Note: The grant is very competitive. Having the minimum qualifications doesn’t guarantee that a student will be awarded the grant. Only five students are awarded the grant per year.
Terms of Grant
- The scholarship will cover the tuition and books for the following core courses:
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- FINA 4380 Technical Writing in Commercial Banking
- FINA 4381 Credit Analysis I
- FINA 4382 Credit Analysis II
- FINA 4385 Credit Analysis Capstone
- Students must complete the program within three years from the first semester of enrollment in the certificate program.
- Students must maintain a grade of B or better in all the four main courses of the program listed above.
The program has been reviewed by the American Bankers Association (ABA) and approved
as qualified ABA Training in Business and Commercial Lending. Students successfully completing Credit Analysis
I and Credit Analysis II courses will also receive a Certificate in Business and Commercial Lending from the American Bankers Association.
What skills will I learn in the Credit Analysis Certificate Program?
- Advanced writing and communication skills in commercial banking, such as commercial loan contracts, memos, analysis, and reports
- Conducting credit analysis of privately owned companies, public firms, and commercial real estate projects
- Evaluating commercial loans’ risks and performance
- Presenting proposals and reports to directors, board members, and investors