Skip to main content
Home
  • Canvas
  • Visit
  • myUNTD
  • Give
  • Apply
  • About Us
    • Why UNTD?
    • Leadership
    • Accreditations
    • Visit Campus
    • News
  • Academics
    • Programs
    • Online Programs
    • Academic Catalog
    • Academic Calendars
    • Academic Affairs
    • College of Law
    • Library
  • Admissions & Aid
    • Undergraduate Admissions
    • Undergraduate Advising
    • Graduate School
    • Financial Aid & Scholarships
    • Registrar
    • Tuition and Fees
    • Trailblazer Elite
  • Our Campus
    • Student Affairs
    • Residence Life
    • Alumni & Friends
    • Police
    • Parking
    • Bookstore
  • Athletics 
  • Resources
    • Student Solutions Center
    • Faculty and Staff Links
    • Veterans
    • Alumni & Friends
    • Human Resources
    • Finance and Administration Services
    • Search Website
    • Office Directory
    • Employee Directory
  1. UNT Dallas
  2. Financial Aid & Scholarships
  3. Financial Aid Basics
  4. Loans
  5. Federal Direct Loan Comparison Chart
  • Federal Direct Subsidized Loan
  • Federal Direct Unsubsidized Loan
  • Federal Direct PLUS (Parent) Loan
  • Federal Direct Graduate PLUS Loan
  • Federal Direct Loan Comparison Chart
  • Direct Loan FAQ
  • Private Loans

Federal Direct Loan Comparison Chart

Title

Eligibility

Amount

Interest Rate

Lender/Length of Repayment

Federal Direct Graduate PLUS Loan

  • Student must be admitted into a graduate level program.
  • IMPORTANT NOTE:  A credit check is conducted by the U.S. Department of Education to establish eligibility.  The student borrower cannot have an adverse credit history.
  • Meet minimum eligibility requirements listed below.

The annual limit cannot exceed UNTD Cost of Attendance minus the other financial aid the student receives.

The current interest rate is 7.08 percent.  All interest rates and fees are valid only from July 1, 2019 through June 30, 2020.

Between 10 and 30 years to repay, depending on the amount owed and repayment plan selected.

Federal Direct PLUS (Parent) Loan

  • To apply, the parent borrower must log onto StudentLoans.gov to submit the Direct Parent PLUS Request. 
  • IMPORTANT NOTE:  A credit check is conducted by the U.S. Department of Education to establish eligibility. The parent borrower cannot have an adverse credit history.
  • Parents and their dependent child must be U.S. citizens or eligible noncitizens.
  • Meet minimum eligibility requirements listed below.

The annual limit cannot exceed UNTD Cost of Attendance minus the other financial aid the student receives.

The current interest rate is 7.08 percent.  All interest rates and fees are valid only from July 1, 2019 through June 30, 2020.

Between 10 and 30 years to repay, depending on the amount owed and repayment plan selected.

Federal Direct Subsidized Loan

  • Have financial need, as determined by the Federal Processer based on the information reported on the FAFSA.
  • Meet minimum eligibility requirements listed below.

Annual borrowing limits are based on the student's dependency status & year of study. More information can be found here. 

The current interest rate is 4.53 percent.  All interest rates and fees are valid only from July 1, 2019 through June 30, 2020.

Between 10 and 30 years to repay, depending on the amount owed and repayment plan selected.

Federal Direct Unsubsidized Loan

  • Meet minimum eligibility requirements listed below.

Annual borrowing limits are based on the student's dependency status & year of study. More information can be found here. 

The interest rate for unsubsidized loans is 4.53 percent for undergraduate students and 6.08 percent for graduate students.  All interest rates and fees are valid only from July 1, 2019 through June 30, 2020.

Between 10 and 30 years to repay, depending on the amount owed and repayment plan selected.

Below are the minimum eligbility requirements for Federal Direct Loans: 

  • Student must have a completed FAFSA on file

  • Student must be meeting Satisfactory Academic Progress

  • Student must be enrolled at least half-time

  • Student must be a U.S. citizen, national, or eligible non-citizen

  • Male students must be registered with selective service

Below are the aggregate (total) limits for Direct Subsidized and Unsubsidized Loans:

  • $31,000 for dependent undergraduate students excluding those whose parents are unable to borrow a PLUS Loan (no more than $23,000 may be subsidized)
  • $57,500 for independent undergraduate students and dependent undergraduates whose parents are unable to borrow a PLUS loan (no more than $23,000 may be subsidized)
  • $138,500 for graduate or professional students (no more than $65,500 may be subsidized; includes loans for undergraduate study)

These aggregate limits include both Direct Subsidized and Unsubsidized Loans and any subsidized and unsubsidized Federal Stafford Loans received through the Federal Family Education Loan (FFEL) Program

Quick Links

  • Employment
  • Directory
  • Syllabi and CV (HB2504)
  • University Policies

Help and Safety

  • Report Concern For A Student
  • Title IX Resources
  • Disability Services
  • Employee Mental Health
  • Student Mental Health

Info Center

  • Information Technology
  • Marketing and Communications
  • Book an Event On Campus

UNT System

  • UNT Dallas President
  • UNT President
  • UNTHSC President
  • UNT System Chancellor
Home
7300 University Hills Blvd
Dallas, Texas 75241
FacebookInstagramTwitterLinkedInYouTube

Footer Links 1

  • AA/EOE/ADA
  • Disclaimer
  • Electronic Accessibility
  • Notice of Non-Discrimination
  • Privacy

Footer Links 2

  • Campus Carry
  • Clery Act
  • Compliance Trust Line
  • Requests for Public Information
  • Student Complaint Process

Footer Links 3

  • Accreditation Statements
  • Institutional Finance (51.9741)
  • Institutional Resume
  • Report Fraud, Waste or Abuse
  • Statewide Search

Footer Links 4

  • Compact with Texas
  • Texas.gov
  • Texas Homeland Security
  • Texas Veterans Portal
© 2023 University of North Texas at Dallas
Back To Top
©